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Personal Finance -
Budgeting
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Budgeting is an important part of life. In this present busy scheduled society; everyone is trying to budget their time, their meals, their kids' time and their money. Unfortunately for most of the people, this process is mostly done mentally rather than on paper.
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My Income
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My Expense
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Fixed Expenses
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Wages $ _________
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Rent/Mortgage $ __________
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Public assistance $ _________
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Property taxes/Insurance $ __________
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Child support/Alimony $ _________
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Trash collection $ __________
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Interest/Dividends $ _________
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Car Payments $ __________
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Social Security $ _________
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Car Insurance $ __________
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Other $ _________
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Other loan payments $ __________
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Health insurance $ __________
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Day care/Elder care $ __________
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Flexible Expenses
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Savings $ __________
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Gas/Oil $ __________
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Electricity $ __________
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Water $ __________
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Telephone $ __________
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Food $ __________
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Transportation/Gas $ __________
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Car maintenance $ __________
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Education $ __________
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Personal expenses $ __________
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Other $ __________
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Total Income $ _________
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Total Expenses $ __________
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Remember to plan for income and expenses that do not occur on a monthly basis.
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